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Share your project details and we'll work to connect you with participating hard money lenders who may be able to finance your deal.
Questions?
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Quick answers from our network of participating lenders who understand local acquisition, rehab, and bridge financing across Utah.
How are rates, leverage, and loan terms determined?+
Rates and terms offered by participating lenders are based on property value, borrower experience, project scope, and market conditions. Each participating lender structures the loan to the specific deal rather than forcing a single template.
If a project takes longer than expected, can the loan term be extended?+
Extension requests are reviewed case-by-case by the participating lender. Contact us as soon as timing changes so we can coordinate with the participating lender before maturity.
Do participating lenders work with first-time flippers?+
Yes. Participating lenders in the network work with both first-time and experienced investors. First-time borrowers may need additional documentation and a stronger execution plan.
How is after-repair value ("ARV") determined?+
Participating lenders typically determine ARV through comparable sales, market analysis, and property-level review. Accurate scope and budget details from the borrower support a fast valuation decision.
How do repair draws work?+
Draws are released by the participating lender as approved milestones are completed and verified. Direct communication with the lender keeps projects moving from phase to phase.
What if repair costs differ from the original budget?+
Minor variances are common. If costs shift materially, participating lenders typically review updated scope, timeline, and valuation assumptions to determine whether a modification is appropriate.
Do participating lenders pull credit? If so, when?+
Yes. Credit may be reviewed by the participating lender during underwriting after initial deal qualification and property analysis.
What reserves do I need to qualify?+
Reserve requirements vary by participating lender, deal complexity, and risk profile. Most projects require a defined liquidity cushion to support payments and contingencies.